Payment Methods

Last Updated: January 2026

This Payment Methods Policy explains how payments are processed when making a purchase from Mercref. Our store specializes in women’s footwear, including Boots, Sandals, and Sneakers. We are committed to providing a secure and transparent checkout experience for all customers.

By placing an order with Mercref, you agree to the payment terms outlined below. All transactions are processed securely, and we do not store sensitive payment information.

1. Accepted Payment Method

At this time, Mercref accepts PayPal as the sole payment method for all purchases. PayPal allows customers to complete transactions securely and efficiently.

Payment Method	Description
PayPal	Secure online payments with buyer protection. Customers may use PayPal with or without a PayPal account, depending on regional availability.

2. Why We Use PayPal

PayPal is a trusted global payment provider that helps protect both buyers and sellers. Using PayPal ensures that transactions are handled safely and efficiently.

Advanced encryption and fraud prevention
Buyer protection for eligible purchases
Fast payment confirmation and order processing
No need to share financial details directly with our website

3. Payment Security

All payments on the Mercref website are processed through PayPal’s secure and encrypted platform. Mercref does not store PayPal login credentials or sensitive financial data on its servers.

4. Payment Authorization

When an order is placed, payment must be successfully authorized through PayPal before the order can be processed or shipped.

Orders that fail payment authorization may be delayed or canceled for security reasons.

5. Pricing & Currency

All prices displayed on the Mercref website are listed in U.S. Dollars (USD), unless otherwise stated. If you are paying from another currency, PayPal may apply currency conversion based on its own rates.

6. Payment Errors & Failed Transactions

If a PayPal payment fails or is declined, please review your PayPal account details or try again. Mercref is not responsible for delays or cancellations caused by failed payments.

7. Refunds

Approved refunds are issued back to the original PayPal account used at checkout, in accordance with our Return & Refund Policy.

Refund processing times may vary depending on PayPal’s internal procedures.

8. Fraud Prevention

Mercref reserves the right to hold or cancel orders suspected of fraudulent activity. Additional verification may be required before an order is approved.